The mortgage lending industry is entering a new era of credit scoring, and VantageScore 4.0 is at the forefront of that transformation. As the GSEs continue their pilot program and the industry prepares for broader adoption, lenders and credit unions have an opportunity to better understand how this modern scoring model can expand access to homeownership while strengthening lending decisions.

Join us as we explore the history of VantageScore 4.0, its role in the evolving mortgage landscape, and how it differs from traditional credit scoring models.

We’ll also examine the growing importance of:

  • Trended credit data,
  • Compare VantageScore 4.0 to Classic FICO scores,
  • Review current GSE guidance for implementation

Advantage Partners Solutions

Advantage Partners Solutions is a credit and data solutions provider serving lenders, brokers, banks, credit unions, and mortgage partners across the industry. Built through the integration of Advantage Credit and Partners Credit, Advantage Partners Solutions (APS) combines established expertise, long-standing relationships, and operational continuity under a single, aligned organization.

APS provides credit reporting, verification, and data services designed to integrate smoothly with existing systems and workflows. Clients work with APS through a flexible platform approach that supports choice, reliability, and consistency. Solutions are structured to evolve alongside client needs without forcing operational disruption or unnecessary change.

Sponsor video.


Notes: 

  1. This session will be interactive so come with your questions.
  2. Open to anyone.
  3. Session will be recorded.
  4. By registering for this event, you submit your information to the webinar organizer and sponsor, who will use it to communicate with you regarding this event and their other services.

Event Type

  • Webinar

Dates

August 13, 2026

Event Time

2:00 pm - 3:00 pm

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Speakers

Patrick Tynan
Patrick Tynan

Chief Sales Officer,
Advantage Partners Solutions