About Optimal Blue
Optimal Blue, now part of Black Knight, is proud to have maintained a longstanding partnership with ACUMA. As the leading provider of secondary marketing automation and data services in the mortgage industry, our smart solutions in PPE, Hedge Analytics, Loan Trading, and Social Media enable those within the ACUMA community to significantly increase workflow efficiencies and better serve their members.
Untapped Opportunity in Residential Lending
Tuesday, April 6 at 1pm central time
Description: Last year showed us just how significantly member’s work lives and leisure plans changed. Their homes became their sanctuaries and this often resulted in changes in their housing needs. Vacations were had in their back yards as lockdowns limited their travel. High unemployment meant many found new sources of income. The high demand for refinances also meant many weren’t looking at new loan programs or niche lending opportunities. Join John Toohig and Tracy Ashfield as they discuss how the market has shifted and what trends are emerging that can mean growth opportunities for your credit union.
1. This session will be interactive so come with your questions.
2. Open and free to ACUMA members only
3. Session not recorded
4. Attendance will be approved.
5. By registering for this event, you submit your information to the webinar organizer and sponsor, who will use it to communicate with you regarding this event and their other services.
Managing Director, Raymond James
John Toohig is a Managing Director at Raymond James, a Board Member and President of Raymond James Mortgage Company, Inc. and head of the Whole Loan Group. His responsibilities include day-to-day trading of whole loan packages, portfolio analysis, transaction management and the structuring of whole loan, participation and various structured products. Toohig’s product focus encompasses both seasoned and new production: residential mortgages (both QM and Non-QM), commercial mortgages, consumer lending, scratch and dent loans, and non-performing assets. Previously, he was a part of the firm’s Taxable Banking platform where he was responsible for corporate debt transactions, trust preferred securities, sale leaseback transactions and ABS transactions. Toohig is a regular speaker and content creator for lending-related conferences and publications, including ACUMA and its Pipeline magazine.
Tracy J. Ashfield
Tracy Ashfield is the President of the American Credit Union Mortgage Association (ACUMA), an organization with which she has had close ties for 20 years. Ashfield has worked as a consultant and subject matter expert with ACUMA since 2000. In that time, working with founder and former president Bob Dorsa, she has helped the non-profit grow from a handful of members to an organization with more than 400 mortgage-lending credit union leaders. In that same time, credit unions have seen their market share grow from 2% to nearly 9%. And ACUMA is now the premiere education and networking association for credit unions that are serious about mortgage lending. During her years with the association, Ashfield has been the curator of ACUMA’s event programming, bringing relevant and timely educational content to the growing list of members. Ashfield is a well-known figure in credit unions with nearly 30 years in mortgage banking leadership roles at numerous mortgage banking firms.