*Open to Credit Union and CUSOs only.

Roundtable Discussion:

Join us as we kick off the inaugural Volume-Based Network.

On the Agenda:

  • Production Goals for 2025 versus 2024
    1. HE originations forecasted to be up 15-20% (from Carinos)
    2. MBA forecast higher 2025 mortgage originations (see attached)
  • Soft pull or tri-merge?
    1. Concerns with score changing when tri-merge is pulled
    2. Trigger leads – opting out
    3. Coaching LOs on soft pulls, PQs, and hard pull at what point
  • ADU construction-perm loans as second mortgages (RBFCU doing them)
    1. Builder onboarding process
    2. Guidelines match 1st lien construction-perm
    3. Cost per SF (often higher dollars)
    4. ADU income – FHA allows in their revisions, anyone else allowing for other products

Event Type

  • Meetings
  • Virtual

Dates

February 20, 2025

Event Time

1:00 pm - 2:00 pm

Location

  • USA

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Speakers

Kim Moore
Kim Moore

Director Mortgage Sales
Mountain America Credit Union

Victor Williams
Victor Williams

VP Mortgage
Randolph Brooks Federal Credit Union