ACUMA is committed to helping credit unions meet their members’ needs. We know not all credit unions want to do all their mortgage lending in-house. As a service to mortgage-lending credit unions, ACUMA is providing a list of our member Credit Union Service Organizations. Each CUSO has provided information of their business, including services offered, states in which they operate and contact information. The accuracy of the information is the responsibility of the CUSO, so please check with individual providers for up-to-date information.
7 Mortgage
States in which CUSO is Licensed to Do Business: TN, GA, VA, KY, AL, MS
Contact Person: Chris Boler- President or Blair Webber- Account Executive
2077 Town Center Blvd
Suite 303
Knoxville, TN 37922
Tel: 865-560-7465
Fax: 865-692-9154
Email: Chris Boler- cboler@7.coop, Blair Webber- bwebber@7.coop
Organization’s Web Address: http://www.7.coop
Description of Organization: CU Community dba 7 Mortgage, is a CUSO dedicated to making credit unions stronger through collaboration, top tier product offerings, and unparalleled support. Rooted in the seven principles of the credit union movement, 7 Mortgage is comprised of experienced credit union professionals with the passion, insight, and innovation to help credit unions thrive.
Credit Union Mortgage Association
States in which CUSO is Licensed to Do Business: CUMA lends in all 50 states with a few exceptions: FHA and Reverse Mortgages are limited to VA, MD, DC, FL, GA, NC, SC, WV.
Contact Person: Scott Toler, President/CEO
Credit Union Mortgage Association
10800 Main Street
Fairfax, VA 22030
Tel: (703) 425-1204 Ext. 112
Fax: (571) 328-5080
Email: stoler@cumortgage.net
Organization’s Web Address: www.CUmortgage.net
Description of Organization: Credit Union Mortgage Association was formed in 1978 as the nation’s first CUSO and remains 100% credit union-owned. We are dedicated to providing mortgage origination, processing, underwriting, closing, servicing, and access to the secondary market to credit unions and their members nationwide with state of the art technology.
Community Mortgage Funding, LLC
States in which CUSO is Licensed to Do Business: AZ,CA,CO, KS,MI, NV,OH, OK, OR, TX, WA
Contact Person: Laura Roberts, CEO
Community Mortgage Funding, LLC
3201 W Temple Avenue, Ste. 120
Pomona, CA 91768
Tel 909-461-2626
Email lroberts@cmfloan.com
Organization’s Web Address: https://myloan.cmfloan.com/
Description of Organization: CMF is a full service mortgage Credit Union Service Organization (CUSO), owned by two leading Southern California credit unions whose combined assets total over $1.6 billion. CMF has been providing homebuyers & homeowners with customized home financing solutions since 1999.
CMF is a Credit Union Service Organization (CUSO) created by credit unions for credit unions. Providing excellent home loan experiences to members is our passion and always our first priority. Being credit union owned, we have a unique understanding of what it means to provide the signature style service that your members have come to expect from their credit union.
We provide several different participation options for our credit union clients, because we understand that each credit union has different goals and objectives. We know you are on the path to success, and we want to be a part of it!
Credit Union Financial Services, LLC
States in which CUSO is Licensed to Do Business: AL, GA, SC
Contact Person: Carl Kogan – Executive Director
1123 Elm Street, NE
Covington, GA 30014
Tel: 678-658-4477
Fax: 678-658-4467
Email: carl@cufs.org
Organization’s Web Address: www.cufs.org
Description of Organization: Credit Union Financial Services (CUFS), a CUSO formed over 25 years ago, is owned by four Georgia credit unions. CUFS provides full service mortgage solutions and trustworthy expertise to credit unions, enabling them to grow their portfolios and offer greater, more comprehensive benefits to their members. CUFS helps those members achieve their personal Real Estate goals through our white label, full service origination, fulfillment, and servicing platforms. We realize that any mortgage CUSO can provide lending solutions. We strive to meet our client credit unions’ specific, unique needs, as well as the needs of each member. We don’t adhere to a one size fits all approach. We are nimble and able to adjust our efforts to accommodate our client credit unions. How can we help you grow your mortgage lending business?
CU*Answers
States in which CUSO is Licensed to Do Business: CU*Answers is licensed to do business in all states.
Contact Person: David Soper, Regional Sales Representative
CU*Answers
6000 28th St.
Grand Rapids, MI 49546
Tel: 616-285-5711 ext. 609
Email: david.soper@cuanswers.com
Organization’s Web Address: https://serviceredition.com/
Description of Organization: CU*Answers is a 100% credit union-owned Credit Union Service Organization (CUSO) founded in 1970 and headquartered in Grand Rapids, Michigan. We offer a broad suite of solutions called Servicer Edition, a full-stack of Account-Servicing and customer-facing tools that brings the power of a core processing solution to your business plan. The Servicer Edition platform allows businesses of all sizes to get creative, leverage their relationships and simplify their technology decisions.
CU Home Mortgage Solutions
States in which CUSO is Licensed to Do Business: ID, OR, WA.
Contact Person: J. Brian Pouch, President
CUHMS
11027 Meridian Ave N Suite 103
Seattle, WA 98133
Tel: (206) 596-4834 |
Fax: (206) 596-4835
Email: Brian.pouch@cuhms.com
Organization’s Web Address: www.cuhms.com
Description of Organization: CU Home Mortgage Solutions is a Seattle-based provider of mortgage services (both originations and servicing) to credit unions. CUHMS offers extensive support to our partners so that you can put regulatory compliance, staffing and IT infrastructure concerns behind you to focus on what you do best: meeting the needs of your members.
CUMANet, LLC
States in which CUSO is Licensed to Do Business: CUMANet is licensed to do business in all states.
Contact Person: Dan von Schaumburg, Director, Client Relations
CUMANet
73 Mountainview Blvd.
Basking Ridge, NJ 07920
Tel: (908) 860-7143
Mobile: (908) 625-6506
Fax: (908) 860-7941
Email: danielv@mortgagedept.com
Organization’s Web Address: www.cumanet.com
Description of Organization: CUMAnet, LLC is a full-service mortgage-asset management company established in 1995 as a credit union service organization to provide thought leadership and innovation to community-based lenders. CUMAnet leverages the best in mortgage technology, compliance, secondary market, servicing and low-to-moderate lending solutions to provide best-in-breed white label mortgage operations for more than 45 credit unions. CUMAnet offers a wide array of mortgage outsourcing solutions to enhance member services by providing simple, innovative solutions for complex mortgage issues facing community-based lenders.
CUMONT
States in which CUSO is Licensed to Do Business: MT
Contact person: Chandra Thronson-Manager
NMLS: 1108270
PO Box 20617, Billings, MT 59104
Phone:406-259-9136
Fax-406-259-1070
Email: chandrat@cu-mont.com
Organization’s Web Address: www.cu-mont.org
Description of Organization:
CUMONT provides real estate loan services for Montana credit unions.
We believe that by working together, we can improve lives and grow communities, and help your credit union thrive. An effective real estate loan processing solution allows you to do what you do best – serve your members’ needs and build loyalty.
Through cooperation, we can give your credit union a competitive advantage. By sharing expenses with other Montana credit unions, your credit union benefits, and most importantly, so do credit union members. We make real estate loan processing affordable regardless of your credit union size or how many loans you process in a month. We make it possible to offer a variety of real estate products for your members.
We provide several options for contract processing of in house portfolio loans as well as broker and correspondent options. We also offer a loan servicing option for your portfolio loans.
CUSO Home Lending
States in which CUSO is Licensed to Do Business: ME, NH.
Contact Person: John Reed, President and CEO
CUSO Home Lending
P.O. Box 663,
Hampden ME 04444
Tel: (207) 862-7214
Email: jreed@mainesavings.com
Organization’s Web Address: www.cusomortgagecorp.com
Description of Organization: CUSO Home Lending is a licensed mortgage company owned by Maine credit unions. We have been originating and servicing mortgages since 1993. Our mission is to provide consumer—credit union members as well as non-members—with a full menu of competitively priced residential mortgage products and services with extraordinary courtesy and exceptional service. CUSO strives to provide a variety of loan programs for both low-income and first-time homebuyers, as well as for moderate- to higher income borrowers.
CU Mortgage Direct, LLC
States in which CUSO is Licensed to Do Business: SD, IA
NMLS#198895
Contact Person: Dave Bednar, COO
CU Mortgage Direct, LLC
5010 S. Solberg Ave
Sioux Falls, SD
Tel: (605) 275-1799
Fax: (605) 271-3899
Email: dbednar@cumortgagedirect.com
Organization’s Web Address: www.cumortgagedirect.com
Description of Organization: CU Mortgage Direct, LLC is a South Dakota Limited Liability Company, NMLS # 198895. We are a direct lender for all types of home mortgage loans. CU Mortgage Direct, LLC has strong ties to many Credit Unions throughout the state of South Dakota. We have a very experienced staff of Loan Officers as well as experienced support team of processors an underwriters. All of our loan decisions including government loans, are made right here in Sioux Falls, SD and funded through our office in Sioux Falls.
Define Mortgage Solutions
States in which CUSO is Licensed to Do Business: Define Mortgage currently provides origination services in the state of Arizona (NMLS: #1761612).
Contact Person: Bernie Chavira, Sr. Director of Mortgage Originations
Define Mortgage Solutions, LLC
148 N. 48th St.
Phoenix, AZ 85034
Tel: (602) 336-5582
Email: bernie.chavira@definemtg.com
Organization’s Web Address: www.definemortgagesolutions.com
Description of Organization: With more than 25 years of lending experience in Arizona, Define Mortgage has the borrower tools and expert guidance you need to provide superior home loan services to your members, with service models including: Referral only, TPO broker, TPO correspondent, customized investor products, and portfolio sub-servicing. Define Mortgage has a proven track record of creating exceptional mortgage experiences. In our most recent quarterly survey, over 96% of borrowers reported that they are “Very Satisfied” with our service. To learn more about what we can do to serve you and your members, please visit our website or give us a call.
First Heritage Financial, LLC
Contact Person: John Giordano, CEO
First Heritage Financial
2655 Neshaminy Interplex Drive
Suite 105
Trevose, PA 19053
Tel: (267) 525-7911
Email: jgiordano@firstheritage.org
States in which CUSO is Licensed to Do Business: DE, FL, MD, NJ, PA, WV.
Organization’s Web Address: www.firstheritage.org
Description of Organization: First Heritage Financial provides a comprehensive, no-cost 1st Mortgage Partners Program that supports and services 82 partner credit unions that have combined assets of more than $9.3 billion. We are a credit union-owned company with an experienced staff. Our counseling, processing, underwriting and closing functions are adapted to your requirements to exceed your service expectations. First Heritage also fully services all your closed loans and we provide you the opportunity to portfolio loans or sell them on the secondary market. We work with credit unions of all asset and membership levels to increase and strengthen your member relationships.
Greater Nevada Mortgage
States in which CUSO is Licensed to Do Business: NV, CA
Contact Person: James Anderson – Executive Vice President Mortgage Lending
10385 Double R Blvd., Suite 100
Reno, NV 89521
Tel: 775-886-1922
Email: janderson@gnms.com
Organization’s Web Address: www.greaternevadamortgage.com
Description of Organization: Greater Nevada Mortgage (GNM) is a full service mortgage bank CUSO of Greater Nevada Credit Union serving clients in both Nevada and California. Established in 2001 to meet the mortgage financing needs of both members and non-members to help more people Move to Greater!
Member First Mortgage
States in which CUSO is licensed to do business:
44 total: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, IA, IL, IN, KY, LA, ME, MA, MD, MI, MN, MS, MT, NE, NH, NJ, NM, NV, NC, OH, OK, OR, PA, RI, SD, SC, TN, TX, VT, VA, WV, WA, WI, WY, and Washington D.C.
Servicing only:
2 total: HI, UT
Contact Person:
Dave Clark, Senior Account Manager
Phone: (616) 301.6260
Mobile: (616) 283.1880
Email: dave.clark@memberfirstmortgage.com
NMLS ID# 157842
Member First Mortgage, LLC
616 44th Street SE
Grand Rapids, MI 49548
1.866.898.1818
NMLS ID# 149532
Organization Website:
www.memberfirstmortgage.com
Description of Organization:
Discover the benefits of partnering with a Credit Union owned mortgage CUSO that shares your core values and understands your needs. At Member First Mortgage, LLC (MFM), we are focused on bringing innovative mortgage solutions to our Credit Union partners to enhance your member’s experience and enable you to achieve your goals. Customize your experience with a variety of partnership options available to fit your Credit Union’s unique needs! NMLS ID# 149532, Equal Housing Opportunity.
- Unique partnership options
- Excellent income potential
- State-of-the-art technology
- Complete suite of mortgage products
- Customizable servicing solutions
Members Mortgage Services
States in which CUSO is Licensed to Do Business: AK, CO, IA, KS, MO, NE, OK.
Contact Person: Todd Brunner, President/CEO
Members Mortgage Services
P.O. Box 1185
Hutchinson, KS 67504
Tel: (620) 665-7713 or toll-free (866) 441-4447 Ext. 254
Fax: (855) 856-6731
Email: ToddB@mms.coop
Organization’s Web Address: www.mms.coop/
Description of Organization: Members Mortgage Services LLC (MMS) was established in 2004 by and exclusively for credit unions wishing to provide a superior mortgage solution. At MMS we equip and propel our partners to achieve dominating success in their markets through great technology, pricing and products.
Meriwest Mortgage Company, LLC
States in which CUSO is Licensed to Do Business: AZ, CA.
Contact Person:
States in which CUSO is Licensed to Do Business: AZ, CA
Contact Person: Teri Saldivar, Director of Mortgage Sales
Meriwest Mortgage Company, LLC
5615 Chesbro Avenue
San Jose, CA 95123
Tel: (408) 363-3428
Email: tsaldivar@meriwest.com
Organization’s Web Address: meriwestmortgage.com
Description of Organization: Meriwest Mortgage is a wholly owned subsidiary of Meriwest Credit Union with more than $1.4 billion in assets. Meriwest Mortgage understands that buying a home can be a complicated and intimidating process; that’s why we’ve made our mortgage loans easy and convenient. We can help your members navigate through the homebuying process and you can earn extra fee income for your credit union. We offer you a competitive edge with quick closes and MI pricing advantage. In addition, Meriwest Mortgage can help you grow your real estate loan portfolio and strengthen your position as your member’s primary financial institution, helping fulfill the financial needs of your members and supporting their wealth creation. We can also help you build new member relationships.
Meriwest Mortgage is Fannie Mae, Freddie Mac and FHLB approved Seller/Servicer.
Mortgage Center
States in which CUSO is Licensed to Do Business: FL, IL, MI, OH, WI.
Contact Person: Jeff Schillag, Vice President of Marketing
Mortgage Center
26555 Evergreen Rd., Ste. 900
Southfield, MI 48076
Tel: (800) 353-4449 Ext. 9429
Fax: (844) 898-0989
Email: jschillag@mortgagecenter.com
Organization’s Web Address: www.MortgageCenter.com/
Description of Organization: Mortgage Center was established by credit unions in 1990 as a way to offer mortgage services to their members. From mortgage origination, processing, underwriting, closing, and servicing, the Mortgage Center team upholds the same standards and principles on which we were founded, by providing exceptional member care. Only Mortgage Center offers the Credit Union Exclusive mortgages created to serve the unique needs of members.
Mortgage Markets CUSO, LLC
States in which CUSO is Licensed to Do Business: CT, ME, NH ,RI, FL, AL, SC, MA
Contact Person: Michael Ferraro – President
Mortgage Markets CUSO, LLC
62 Hyde Ave
Vernon, CT 06066
Tel: 860-716-1590
Email: mferraro@mortgagemarketscuso.com
Organization’s Web Address: https://mortgagemarketscuso.com/
Description of Organization: Established in 2003, Mortgage Markets CUSO, LLC provides a robust customized Mortgage Program that supports Credit Unions throughout the country. Being a credit union-owned company has given us the ability to hire the best, most experienced credit union professionals within our industry. Our digital approach to lending, helps fully engage your members from application right up until closing with customized touchpoints throughout the entire home buying experience. Our passion is to leverage a digital mortgage experience, which in-turn has helped make Mortgage Markets CUSO, LLC one of the fastest growing mortgage lenders in the industry.
Mortgage Solutions, LLC
States in which CUSO is Licensed to Do Business: MO, IL, KS, AR, OK
Contact Person: Michael Gatrell – President/CEO or Chris Smith – Director of Mortgage
Mortgage Solutions, LLC
19 Research Park Ct
Saint Charles, MO 63304
Tel: 314-264-5325
Email: mgatrell@cuservice.org, christopher.smith@mortgsolutions.net
Organization’s Web Address: https://mortgagesolutions.mymortgage-online.com//
Description of Organization: Mortgage Solutions, is a Credit Union Service Organization. We’re a full-service, licensed mortgage company that has been helping credit unions since 1999. As our partner, you’ll have the resources necessary to provide your members with the answers they need about mortgages. Our objective is your objective – making your members comfortable with the entire home buying and mortgage refinance process. We are passionate about our commitment to our partner credit unions and are dedicated in serving their member’s needs.
myCUmortgage
States in which CUSO is Licensed to Do Business: myCUmortgage is licensed to operate in more than 47 states and working toward nationwide coverage. For current licensing information, please call myCUmortgage at (937) 912-7669 or toll-free at (877) 912-8009, or email us at info@mycumortgage.com.
Contact Person: Evan Shrewsbury, Director of Credit Union Development
myCUmortgage
3560 Pentagon Blvd., Suite 301
Beavercreek, OH 45431
Tel: (937) 912-7853
Email: eshrewsbury@myCUmortgage.com
Organization’s Web Address: www.mycumortgage.com/
Description of Organization: myCUmortgage makes it possible for all credit unions to offer traditional and government loan options along with mortgage servicing to their members! Since 2001, we have been on an obsessive mission to help credit unions help more members with ownership. Through our industry leadership and expertise, comprehensive solutions and credit union focused service, we empower credit unions to be great mortgage lenders and make it easy for you to thrill your members. This is how we mortgage. Are you ready to join us?
Origence
States in which CUSO is licensed to do business: Origence is licensed to do business in all 50 states.
Contact Person:
Brit Barker, VP Enterprise Solutions
Origence, a CU Direct Brand
18400 Von Karman Ave, Suite 900
Irvine, CA 92612
Tel: (877) 744-2835
Email: brit.barker@origence.com
Organization’s Web Address: https://origence.com/solutions/credit-union-solutions/
Description of Organization: Origence delivers the ultimate origination experience. For 25 years as CU Direct, we’ve helped credit unions increase loan volume, create efficiencies, and grow membership through our automotive, lending and strategic solutions. Today, as Origence, our next generation technology solutions and services span across indirect lending, mortgage and consumer loan origination, digital retail, analytics, marketing and CRM, auto shopping, vehicle service programs and identity theft solutions, advisory services, and outsource loan processing. We help credit unions optimize the member experience, leveraging integrated solutions to bring efficiency, productivity, and profitability to lenders. Visit www.origence.com for more information.
Servion, Inc.
States in which CUSO is Licensed to Do Business: AR, AL, CA, CO, CT, DE, FL, GA, IA, ID, IL, IN, KS, KY, LA, MA, ME, MI, MO, MN, MS, MT, NC, ND, NE, NH, NJ, NM, OH, OK, OR, PA, SC, SD, TN, TX, WA, WI, WV and WY. Servion, Inc is also licensed to service in AK, AZ, NV, UT, VA and the Virgin Islands.
Contact Person: Brad Crandall – President/CEO or Bruce Goetsch – National Sales Manager
Servion, Inc.
500 Main Street, Suite 100
New Brighton, MN 55112
Tel: 651-631-3111
Email: bgoetsch@myservion.com
Organization’s Web Address: www.myservion.com
Description of Organization: Servion, Inc FKA CU Companies was founded in 1987 by three Minnesota credit unions looking to create economies of scale and offer a competitive mortgage product to their members. Their corporate office is located in New Brighton, MN. Servion, Inc. is now owned by more than 50 credit unions and provides mortgage services to hundreds of financial institutions throughout the nation including Correspondent, Retail and Wholesale Channels. Since 1987, it has also expanded other its offerings of other services including title, investments, commercial lending resources, and realty.
Superior Financial Solutions
States in which CUSO is Licensed to Do Business: IN, MT and OH
Contact Person: Kurt Neeper, President
4230 Elida Rd.
Lima, OH 45807
Tel: 419=879-3502
Email: kneeper@superiorcuso.com
Organization’s Web Address: https://www.sfs.mortgage/
Description of Organization: Superior Financial Solutions offers client credit unions the ability to make fixed & adjustable rate mortgage loans, first-time homeowner loans, construction loans and blanket mortgages available to their membership while earning income with little to no investment or exposure. By partnering with Superior Financial Solutions, you can take advantage of our expertise, our professional staff, our resources, and our access to the secondary market. We’ll show you how to grow your mortgage business, just like we did.
TruHome Solutions
States in which CUSO is Licensed to Do Business:TruHome currently provides origination services in over 30 states and services loans in 48 states (NMLS: #284608).
Contact Person: Jeff Vossen, SVP Mortgage Originations & Operations
TruHome Solutions, LLC
9601 Legler Road
Lenexa, KS 66219
Tel: (913) 981-1735
Email: jvossen@truhome.com
Organization’s Web Address: www.truHome.com
Description of Organization: TruHome Solutions was formed in 2004 as a mortgage CUSO that provides a full-range of private-label mortgage services to credit unions nationwide. As industry experts, we become an extension of your team, exercise transparency in every detail, and recommend the solutions that are right for you. Credit Union growth is our business, but your members are our priority. For more information, please give us a call, visit our website or check out our LinkedIn page..