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What's Included
- Twenty policies, maintained and updated by Michael Christians Consulting.
- One hour of consulting from Michael Christians Consulting.
- Access to a private community.
Cost
Any number of people from your organization can access the policies in the private community: $499 per year
*available to ACUMA members only.
Sample Policy List
The following policies constitute the organization's mortgage lending and servicing regulatory policies. This list is not exhaustive and may be supplemented as regulatory requirements or business activities change.
Mortgage Lending & Origination Policies
- Appraisals
- Ability-to-Repay & Qualified Mortgage (ATR-QM)
- Equal Credit Opportunity Act (ECOA)
- E-Sign Act
- Fair Credit Reporting Act (FCRA)
- Fair Housing Act
- Flood Insurance
- High-Cost Mortgages (HOEPA)
- Higher Priced Mortgage Loans (HPML)
- Home Mortgage Disclosure Act (HMDA)
- SAFE Act
- Truth in Lending Act - Reg Z (TILA / Reg Z)
- TILA-RESPA Integrated Disclosures (TRID)
Mortgage Servicing Policies
- Mortgage Servicing
- Mortgage Servicing (Small Providers)
- Homewoners Protection Act (PMI)
- Real Estate Settlement Procedures Act - Reg ZX (RESPA / Reg X)
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(877) 442-2862
6907 University Ave. #331,