2024 Must-knows About Mortgage Lending Compliance in the New Year!
Thursday, February 22, 2024 at 1 pm CST
Session Description
Sound compliance practices help protect your credit union and its members by keeping services in line with proper procedures. That stands to reason, but are you entering 2024 with a clear understanding of what to expect in the coming year? Never assume you know without first consulting the experts, and the next ACUMA Fast Track webinar will put several of them at your disposal and ready to answer your questions.
Join Michael Christians, general counsel with Michael Christians Consulting, and ACUMA President Peter Benjamin as they offer a spate of must-know facts about mortgage lending compliance in 2024. The session will cover the proper disclosure of ARM loans, policies and procedures related to reconsiderations of value, managing escrow short-year statements, understanding seasoned qualified mortgages, knowing the RESPA implications surrounding digital shopping platforms and broker relationships, and much more.
Bring your questions and then sit back and learn what’s coming down the pipeline in 2024 and beyond. This is a must-attend session you can’t afford to miss.
- This session will be interactive so come with your questions.
- Open to anyone.
- Session will be recorded.
- By registering for this event, you submit your information to the webinar organizer and sponsor, who will use it to communicate with you regarding this event and their other services.
Speakers
Michael Christians
Regulatory Compliance Counsel, Michael Christians Consulting
Michael R. Christians serves as a Regulatory Compliance Counsel. As principal of Michael Christians Consulting, he assists financial institutions and organizations across the country with ensuring their compliance programs conform to federal laws and regulations. Christians provides counsel relative to current rules, assists with the strategic implementation of upcoming regulatory changes and offers customized education and training services. He has more than two decades of experience in the financial services industry with a primary focus on consumer compliance. Christians received his Law Degree from Drake University Law School. He is a member of the Iowa State Bar, where he is licensed to practice law.
Peter J. Benjamin, CMB
President, ACUMA
Peter J. Benjamin, CMB is the President of the American Credit Union Mortgage Association (ACUMA). A mortgage professional with 20 years of experience, Benjamin has held various positions throughout the mortgage industry including Senior Vice President of Mortgage Lending for Lafayette Federal Credit Union in Rockville, MD. During his time at Lafayette Federal, Benjamin led a high-performing mortgage team that exceeded production and budget goals each year, reduced the Credit Union’s cycle times to the industry-required timeframes; and improved the credit union’s application pull-through rate. As an association, Benjamin wants to see ACUMA members continue to foster the collaborative spirit that has made the association so great and work together to support the American Dream of homeownership. He sees ACUMA as a vital education arm that helps Member Credit Unions gain market share in the mortgage industry.
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- 60% of the top 50 independent mortgage lenders;
- 8 of the top 10 loan servicers;
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Unlike other quality control platforms, only ACES delivers Flexible Audit Technology®, which gives independent credit unions and other financial institutions the ability to easily manage and customize ACES to meet their business needs without having to rely on IT or other outside resources. Using a customer-centric approach, ACES clients get responsive support and access to our experts to maximize their investment. For more information, visit www.acesquality.com
